Dynamic Planner profiles the risk and models the plan. Avagance runs the firm around it, by voice.
Dynamic Planner is one of the most established platforms in UK advice, and it's genuinely broad: risk profiling, cashflow modelling, suitability, investment research and the ongoing review process. It isn't a note-taker with a marketing budget. The difference is what happens around the plan, so here is the comparison, capability by capability.
Avagance vs Dynamic Planner, capability by capability.
Dynamic Planner column is a considered best-read of public product information as of July 2026, not an audit.
- Full, shipped capability
- Partial, limited or adjacent
- Roadmap, announced
- Not offered
- Not published
| Capability | Avagance | Dynamic Planner |
|---|---|---|
| Meetings & capture | ||
| AI note-taker (Teams / Zoom / Meet) | Full, shipped capability | Partial, limited or adjacent |
| In-person capture (mobile, in-room) | Full, shipped capability | Not published |
| Auto-populate fact-find from notes | Full, shipped capability | Partial, limited or adjacent |
| Follow-up email drafting | Full, shipped capability | Not published |
| Vulnerability & soft-fact signals in capture | Full, shipped capability | Not published |
| Advice & reports | ||
| Suitability report generation | Full, shipped capability | Full, shipped capability |
| Annual review packs | Full, shipped capability | Full, shipped capability |
| Whole-of-market product research to advice | Full, shipped capability | Full, shipped capability |
| Cashflow planning built in (no separate subscription) | Full, shipped capability | Full, shipped capability |
| Two-way cashflow sync (Voyant) | Full, shipped capability | Not published |
| In-platform market analysis & research | Full, shipped capability | Full, shipped capability |
| Editable agentic canvas (beyond export) | Full, shipped capability | Not offered |
| Paperwork & provider admin | ||
| Letter of authority written in platform, from your templates | Full, shipped capability | Not published |
| Letter of authority sent from the platform | Full, shipped capability | Not published |
| Provider replies read and extracted to the client record | Full, shipped capability | Not published |
| Provider forms filled in platform | Full, shipped capability | Not published |
| E-signature + document automation | Full, shipped capability | Not published |
| Compliance & control | ||
| Automated compliance check (Consumer Duty / COBS) | Full, shipped capability | Partial, limited or adjacent |
| Single fail-closed send-gate + four-eyes | Full, shipped capability | Not published |
| Firm rule packs (firm-specific rules) | Full, shipped capability | Partial, limited or adjacent |
| Firm-level oversight + FCA audit trail | Full, shipped capability | Partial, limited or adjacent |
| Reproducible output (same case, same result) | Full, shipped capability | Not published |
| Client & practice intelligence | ||
| Conversational assistant across all client data | Full, shipped capability | Partial, limited or adjacent |
| Opportunity / risk detection engine | Full, shipped capability | Partial, limited or adjacent |
| Client vulnerability register (FG21/1) | Full, shipped capability | Not published |
| Firm-wide knowledge base (RAG) | Full, shipped capability | Not published |
| Per-client agentic workspace | Full, shipped capability | Not offered |
| Client-comms authoring (newsletters, letters) | Full, shipped capability | Not published |
| Platform & reach | ||
| CRM / back-office integration | Full, shipped capability | Partial, limited or adjacent |
| Voice assistant (talk to the AI) | Full, shipped capability | Not offered |
| Voice-driven task execution and navigation | Full, shipped capability | Not offered |
| Native adviser mobile app | Full, shipped capability | Not offered |
| Agentic architecture (multi-step, tool-using) | Full, shipped capability | Roadmap, announced |
| Data & security | ||
| Built for UK regulated client data | Full, shipped capability | Full, shipped capability |
| Your client data is not used to train shared models | Full, shipped capability | Not published |
Where Avagance goes further than Dynamic Planner
- Editable agentic canvas (beyond export)
- Per-client agentic workspace
- Voice assistant (talk to the AI)
- Voice-driven task execution and navigation
- Native adviser mobile app
- Agentic architecture (multi-step, tool-using)
Which one is right for you
Dynamic Planner if risk profiling and fund certification are the spine of your process and you want the plan modelled in the same place. Avagance if the bottleneck is everything around the plan: the drafting, the paperwork, the chasing and the sign-off.
What each one costs
| Item | Avagance | Dynamic Planner |
|---|---|---|
| Model | Per-firm subscription, adviser and support seats | Per-user licences, AI features on a separate review licence |
| Amount | £350/mo solo practice, £600/mo for 2 advisers, VAT included, published | Not published, sales-gated |
| Terms | Founding partners: first 8 weeks free, then half the standard plan, no minimum term | Annual |
Competitor pricing is what the provider publishes, or "not published" where it is not. Avagance pricing is the list price on our own pricing page.
Moving from Dynamic Planner, step by step.
- 1
Decide if you're replacing or adding
Plenty of firms will keep a risk-profiling process they trust. Be clear which job you're actually solving before you move anything.
- 2
Start where the hours go
Run one workflow in Avagance end to end, usually new client onboarding, and leave profiling where it is.
- 3
Compare the work after the plan
The plan is the easy part to compare. Look at the LOA, the provider forms, the report drafting and the chasing, which is where the week disappears.
- 4
Consolidate only what earns it
If the profiling stays, fine. The test is total hours per case, not how many logos you removed.
Dynamic Planner, in one read
A deep, mature platform built around risk profiling and the review process, with cashflow, research and suitability alongside it. Two decades of credibility and used across a large share of the market. The gaps against Avagance are agentic: no per-client workspace, no voice, no adviser mobile app, and the paperwork after the recommendation is still yours to do.
Avagance vs Dynamic Planner: common questions.
Is Avagance a Dynamic Planner alternative?
For the advice workflow, yes. Both cover suitability, cashflow and research. Avagance adds the agentic layer around them: a per-client workspace, voice-driven task execution, letter of authority generation and sending, provider form filling, and a fail-closed sign-off gate.
What does Avagance do that Dynamic Planner doesn't?
Voice-driven task execution and navigation across the platform, a persistent per-client agentic workspace, a native adviser mobile app, and the provider paperwork end to end. Dynamic Planner has announced agentic AI rather than shipped the equivalent.
Where is Dynamic Planner strong?
Risk profiling and fund certification, which is what it's known for, plus a mature review process and genuine depth in research and cashflow. If your firm is built around that process, it's a serious platform and we won't pretend otherwise.
Do we have to give up our risk-profiling process?
No. The honest answer is that many firms should not. Avagance is the operating system that runs the work around the plan, and that question is worth answering on hours per case rather than on principle.
How does pricing compare?
Ours is published on the pricing page: £350 a month for a solo practice, £600 for 2 advisers, VAT included. Dynamic Planner is sales-gated, with AI features on a separate review licence, so you'll need a quote to compare properly.
See it against your own stack.
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