Avagance drafts in minutes at a flat monthly cost. Outsourced paraplanning bills every report and comes back in days.
Outsourced paraplanning is a human service, and a good one. You brief a provider, they research and write, and the work comes back in a few days at a price per report. Avagance is software that drafts from your own client record in minutes at a flat monthly cost. They solve the same bottleneck in very different ways, and for some cases the human is still the right answer.
Avagance vs Outsourced paraplanning, capability by capability.
Outsourced paraplanning column is a considered best-read of public product information as of July 2026, not an audit.
- Full, shipped capability
- Partial, limited or adjacent
- Roadmap, announced
- Not offered
- Not published
| Capability | Avagance | Outsourced paraplanning |
|---|---|---|
| Meetings & capture | ||
| AI note-taker (Teams / Zoom / Meet) | Full, shipped capability | Not offered |
| In-person capture (mobile, in-room) | Full, shipped capability | Not offered |
| Auto-populate fact-find from notes | Full, shipped capability | Not offered |
| Follow-up email drafting | Full, shipped capability | Not offered |
| Vulnerability & soft-fact signals in capture | Full, shipped capability | Not offered |
| Advice & reports | ||
| Suitability report generation | Full, shipped capability | Full, shipped capability |
| Annual review packs | Full, shipped capability | Full, shipped capability |
| Whole-of-market product research to advice | Full, shipped capability | Partial, limited or adjacent |
| Cashflow planning built in (no separate subscription) | Full, shipped capability | Not offered |
| Two-way cashflow sync (Voyant) | Full, shipped capability | Not offered |
| In-platform market analysis & research | Full, shipped capability | Partial, limited or adjacent |
| Editable agentic canvas (beyond export) | Full, shipped capability | Not offered |
| Paperwork & provider admin | ||
| Letter of authority written in platform, from your templates | Full, shipped capability | Partial, limited or adjacent |
| Letter of authority sent from the platform | Full, shipped capability | Not offered |
| Provider replies read and extracted to the client record | Full, shipped capability | Not published |
| Provider forms filled in platform | Full, shipped capability | Partial, limited or adjacent |
| E-signature + document automation | Full, shipped capability | Not offered |
| Compliance & control | ||
| Automated compliance check (Consumer Duty / COBS) | Full, shipped capability | Partial, limited or adjacent |
| Single fail-closed send-gate + four-eyes | Full, shipped capability | Not offered |
| Firm rule packs (firm-specific rules) | Full, shipped capability | Partial, limited or adjacent |
| Firm-level oversight + FCA audit trail | Full, shipped capability | Partial, limited or adjacent |
| Reproducible output (same case, same result) | Full, shipped capability | Partial, limited or adjacent |
| Client & practice intelligence | ||
| Conversational assistant across all client data | Full, shipped capability | Not offered |
| Opportunity / risk detection engine | Full, shipped capability | Not offered |
| Client vulnerability register (FG21/1) | Full, shipped capability | Not offered |
| Firm-wide knowledge base (RAG) | Full, shipped capability | Not offered |
| Per-client agentic workspace | Full, shipped capability | Not offered |
| Client-comms authoring (newsletters, letters) | Full, shipped capability | Partial, limited or adjacent |
| Platform & reach | ||
| CRM / back-office integration | Full, shipped capability | Not offered |
| Voice assistant (talk to the AI) | Full, shipped capability | Not offered |
| Voice-driven task execution and navigation | Full, shipped capability | Not offered |
| Native adviser mobile app | Full, shipped capability | Not offered |
| Agentic architecture (multi-step, tool-using) | Full, shipped capability | Not offered |
| Data & security | ||
| Built for UK regulated client data | Full, shipped capability | Partial, limited or adjacent |
| Your client data is not used to train shared models | Full, shipped capability | Full, shipped capability |
Where Avagance goes further than Outsourced paraplanning
- AI note-taker (Teams / Zoom / Meet)
- In-person capture (mobile, in-room)
- Auto-populate fact-find from notes
- Follow-up email drafting
- Vulnerability & soft-fact signals in capture
- Cashflow planning built in (no separate subscription)
Which one is right for you
Outsourced paraplanning for complex DB, IHT and edge cases where senior human judgement is the product. Avagance for the volume work that makes up most of the week.
What each one costs
| Item | Avagance | Outsourced paraplanning |
|---|---|---|
| Model | Flat per-firm subscription | Per report, sometimes retained hours |
| Amount | £350/mo solo practice, £600/mo for 2 advisers, VAT included | Commonly in the low hundreds per report, rising with complexity |
| Terms | Founding partners: first 8 weeks free, then half the standard plan, no minimum term | Per case, usually no lock-in |
| Turnaround | A draft in minutes, then your review | Typically several working days |
| Cost as you grow | Flat. More cases don't cost more | Scales with every case you submit |
Competitor pricing is what the provider publishes, or "not published" where it is not. Avagance pricing is the list price on our own pricing page.
Moving from Outsourced paraplanning, step by step.
- 1
Split your case types
List last quarter’s cases and mark which genuinely needed senior human judgement. For most firms that's a minority.
- 2
Move the volume work first
Run the routine reviews and straightforward recommendations through Avagance while the provider keeps the complex files.
- 3
Compare on a real case
Send the same case both ways once. Compare the draft, the turnaround and what your reviewer had to change.
- 4
Keep the relationship
Most firms keep a provider for peak overflow and for the genuinely hard cases. Software doesn't have to be all or nothing.
Outsourced paraplanning, in one read
A genuine expert service rather than a product. Strong on complex cases where senior judgement is the point, and on short-term overflow. The trade-offs are turnaround measured in working days, a cost that rises with every case you submit, and quality that varies by provider and by who picks up your file.
Avagance vs Outsourced paraplanning: common questions.
Is Avagance cheaper than outsourced paraplanning?
It depends on volume. Outsourced work is priced per report, so cost rises with every case, while a subscription is flat. The more reports you produce, the more the economics favour software. This is designed to support a business case, not to guarantee an outcome, so run it against your own case volume.
Outsourced paraplanners give us a human expert. Why use software instead?
For complex cases, don't. Senior human judgement is worth paying for on a DB transfer or a difficult IHT case. The argument for software is the other 80% of the week: routine reviews and straightforward recommendations where the work is assembly and drafting rather than judgement.
How fast is the turnaround?
Avagance drafts from the client record in minutes, and the constraint becomes your own review capacity rather than a provider’s queue. Outsourced work typically returns in several working days depending on the provider and the season.
Can we run both during a transition?
Yes, and we'd recommend it. Keep your provider for complex and overflow work while the routine cases move across, then decide with real numbers rather than a projection.
What about consistency?
Outsourced quality depends on the provider and on who picks up your file. Software drafts to the same structure and your firm’s template every time, which is easier to review and easier to evidence, as long as a qualified human still signs it off.
See it against your own stack.
Sign up, and we'll show you how Avagance sits on top of the tools you already run.