Avagance drafts in minutes at a flat monthly cost. Outsourced paraplanning bills every report and comes back in days.
Outsourced paraplanning is a human service, and a good one. You brief a provider, they research and write, and the work comes back in a few days at a price per report. Avagance is software that drafts from your own client record in minutes at a flat monthly cost. They solve the same bottleneck in very different ways, and for some cases the human is still the right answer.
Avagance vs Outsourced paraplanning, capability by capability
Outsourced paraplanning column is a considered best-read of public product information as of July 2026, not an audit.
| Capability | Avagance | Outsourced paraplanning |
|---|---|---|
| Meetings & capture | ||
| AI note-taker (Teams / Zoom / Meet) | ||
| In-person capture (mobile, in-room) | ||
| Auto-populate fact-find from notes | ||
| Follow-up email drafting | ||
| Vulnerability & soft-fact signals in capture | ||
| Advice & reports | ||
| Suitability report generation | ||
| Annual review packs | ||
| Whole-of-market product research to advice | ||
| Cashflow planning built in (no separate subscription) | ||
| Two-way cashflow sync (Voyant) | ||
| In-platform market analysis & research | ||
| Editable agentic canvas (beyond export) | ||
| Paperwork & provider admin | ||
| Letter of authority generated in platform | ||
| Letter of authority sent from the platform | ||
| Provider forms filled in platform | ||
| E-signature + document automation | ||
| Compliance & control | ||
| Automated compliance check (Consumer Duty / COBS) | ||
| Single fail-closed send-gate + four-eyes | ||
| Firm rule packs (firm-specific rules) | ||
| Firm-level oversight + FCA audit trail | ||
| Reproducible output (same case, same result) | ||
| Client & practice intelligence | ||
| Conversational assistant across all client data | ||
| Opportunity / risk detection engine | ||
| Client vulnerability register (FG21/1) | ||
| Firm-wide knowledge base (RAG) | ||
| Per-client agentic workspace | ||
| Client-comms authoring (newsletters, letters) | ||
| Platform & reach | ||
| CRM / back-office integration | ||
| Voice assistant (talk to the AI) | ||
| Voice-driven task execution and navigation | ||
| Native adviser mobile app | ||
| Agentic architecture (multi-step, tool-using) | ||
| Data & security | ||
| Built for UK regulated client data | ||
| Your client data is not used to train shared models | ||
Where Avagance goes further than Outsourced paraplanning
- AI note-taker (Teams / Zoom / Meet)
- In-person capture (mobile, in-room)
- Auto-populate fact-find from notes
- Follow-up email drafting
- Vulnerability & soft-fact signals in capture
- Cashflow planning built in (no separate subscription)
Which one is right for you
Outsourced paraplanning for complex DB, IHT and edge cases where senior human judgement is the product. Avagance for the volume work that makes up most of the week.
What each one costs
| Avagance | Outsourced paraplanning | |
|---|---|---|
| Model | Flat per-firm subscription | Per report, sometimes retained hours |
| Amount | £350/mo solo practice, £600/mo for 2 advisers | Commonly in the low hundreds per report, rising with complexity |
| Terms | 30 days free, then annual | Per case, usually no lock-in |
| Turnaround | A draft in minutes, then your review | Typically several working days |
| Cost as you grow | Flat. More cases don't cost more | Scales with every case you submit |
Competitor pricing is what the provider publishes, or "not published" where it is not. Avagance pricing is the list price on our own pricing page.
Moving from Outsourced paraplanning, step by step
- Split your case typesList last quarter’s cases and mark which genuinely needed senior human judgement. For most firms that's a minority.
- Move the volume work firstRun the routine reviews and straightforward recommendations through Avagance while the provider keeps the complex files.
- Compare on a real caseSend the same case both ways once. Compare the draft, the turnaround and what your reviewer had to change.
- Keep the relationshipMost firms keep a provider for peak overflow and for the genuinely hard cases. Software doesn't have to be all or nothing.
Outsourced paraplanning, in one read
A genuine expert service rather than a product. Strong on complex cases where senior judgement is the point, and on short-term overflow. The trade-offs are turnaround measured in working days, a cost that rises with every case you submit, and quality that varies by provider and by who picks up your file.
Avagance vs Outsourced paraplanning: common questions
Is Avagance cheaper than outsourced paraplanning?
It depends on volume. Outsourced work is priced per report, so cost rises with every case, while a subscription is flat. The more reports you produce, the more the economics favour software. This is designed to support a business case, not to guarantee an outcome, so run it against your own case volume.
Outsourced paraplanners give us a human expert. Why use software instead?
For complex cases, don't. Senior human judgement is worth paying for on a DB transfer or a difficult IHT case. The argument for software is the other 80% of the week: routine reviews and straightforward recommendations where the work is assembly and drafting rather than judgement.
How fast is the turnaround?
Avagance drafts from the client record in minutes, and the constraint becomes your own review capacity rather than a provider’s queue. Outsourced work typically returns in several working days depending on the provider and the season.
Can we run both during a transition?
Yes, and we'd recommend it. Keep your provider for complex and overflow work while the routine cases move across, then decide with real numbers rather than a projection.
What about consistency?
Outsourced quality depends on the provider and on who picks up your file. Software drafts to the same structure and your firm’s template every time, which is easier to review and easier to evidence, as long as a qualified human still signs it off.
See it against your own stack.
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