Templi drafts into your Word template and stops. Avagance keeps going, through the compliance check, the LOA and the provider forms.
Templi does a genuinely useful thing well: it captures the meeting and drafts a suitability report inside your firm's own Word template, with Intelliflo connected. If report drafting is the only thing biting, it's a sensible tool. The question is what happens to the rest of the case, so here is the comparison, capability by capability.
Avagance vs Templi, capability by capability.
Templi column is a considered best-read of public product information as of July 2026, not an audit.
- Full, shipped capability
- Partial, limited or adjacent
- Roadmap, announced
- Not offered
- Not published
| Capability | Avagance | Templi |
|---|---|---|
| Meetings & capture | ||
| AI note-taker (Teams / Zoom / Meet) | Full, shipped capability | Full, shipped capability |
| In-person capture (mobile, in-room) | Full, shipped capability | Partial, limited or adjacent |
| Auto-populate fact-find from notes | Full, shipped capability | Full, shipped capability |
| Follow-up email drafting | Full, shipped capability | Partial, limited or adjacent |
| Vulnerability & soft-fact signals in capture | Full, shipped capability | Not offered |
| Advice & reports | ||
| Suitability report generation | Full, shipped capability | Full, shipped capability |
| Annual review packs | Full, shipped capability | Not published |
| Whole-of-market product research to advice | Full, shipped capability | Not offered |
| Cashflow planning built in (no separate subscription) | Full, shipped capability | Not offered |
| Two-way cashflow sync (Voyant) | Full, shipped capability | Not offered |
| In-platform market analysis & research | Full, shipped capability | Not offered |
| Editable agentic canvas (beyond export) | Full, shipped capability | Not offered |
| Paperwork & provider admin | ||
| Letter of authority written in platform, from your templates | Full, shipped capability | Not published |
| Letter of authority sent from the platform | Full, shipped capability | Not published |
| Provider replies read and extracted to the client record | Full, shipped capability | Not published |
| Provider forms filled in platform | Full, shipped capability | Not published |
| E-signature + document automation | Full, shipped capability | Not published |
| Compliance & control | ||
| Automated compliance check (Consumer Duty / COBS) | Full, shipped capability | Not offered |
| Single fail-closed send-gate + four-eyes | Full, shipped capability | Not offered |
| Firm rule packs (firm-specific rules) | Full, shipped capability | Partial, limited or adjacent |
| Firm-level oversight + FCA audit trail | Full, shipped capability | Not published |
| Reproducible output (same case, same result) | Full, shipped capability | Not published |
| Client & practice intelligence | ||
| Conversational assistant across all client data | Full, shipped capability | Not published |
| Opportunity / risk detection engine | Full, shipped capability | Not published |
| Client vulnerability register (FG21/1) | Full, shipped capability | Not offered |
| Firm-wide knowledge base (RAG) | Full, shipped capability | Not published |
| Per-client agentic workspace | Full, shipped capability | Not offered |
| Client-comms authoring (newsletters, letters) | Full, shipped capability | Partial, limited or adjacent |
| Platform & reach | ||
| CRM / back-office integration | Full, shipped capability | Partial, limited or adjacent |
| Voice assistant (talk to the AI) | Full, shipped capability | Not offered |
| Voice-driven task execution and navigation | Full, shipped capability | Not offered |
| Native adviser mobile app | Full, shipped capability | Roadmap, announced |
| Agentic architecture (multi-step, tool-using) | Full, shipped capability | Partial, limited or adjacent |
| Data & security | ||
| Built for UK regulated client data | Full, shipped capability | Full, shipped capability |
| Your client data is not used to train shared models | Full, shipped capability | Not published |
Where Avagance goes further than Templi
- Vulnerability & soft-fact signals in capture
- Whole-of-market product research to advice
- Cashflow planning built in (no separate subscription)
- Two-way cashflow sync (Voyant)
- In-platform market analysis & research
- Editable agentic canvas (beyond export)
Which one is right for you
Templi if drafting in your exact Word template is the single thing you need and your compliance process already works. Avagance if the case doesn't end at the document, which for most firms it doesn't.
What each one costs
| Item | Avagance | Templi |
|---|---|---|
| Model | Per-firm subscription, adviser and support seats | Per-user, demo required |
| Amount | £350/mo solo practice, £600/mo for 2 advisers, VAT included, published | Not published, sales-gated |
| Terms | Founding partners: first 8 weeks free, then half the standard plan, no minimum term | Not published |
| Mobile | Native adviser app, live | Announced for later in 2026 |
Competitor pricing is what the provider publishes, or "not published" where it is not. Avagance pricing is the list price on our own pricing page.
Moving from Templi, step by step.
- 1
Bring the templates
Your Word templates and house wording come across. Drafting in your own format isn't something you should have to give up to get the rest.
- 2
Add the missing half
Turn on the compliance check and the send-gate first. That's the gap a drafting tool leaves behind.
- 3
Move the paperwork
Generate and send the letter of authority and fill provider forms in the same system, instead of going back to email and PDFs.
- 4
Keep Intelliflo where it is
Both connect to it. Your system of record doesn't need to change for either of us.
Templi, in one read
Meeting capture plus an agentic paraplanner drafting into your own Word templates, with a live Intelliflo connection and calendar sync before the meeting. Founder-led and responsive. It stops at the document: no compliance module, no file checking, no cashflow or research, and the adviser mobile app is announced rather than shipped.
Avagance vs Templi: common questions.
Is Avagance a Templi alternative?
Yes. Both capture the meeting and draft a suitability report from it. Avagance continues through an automated compliance check, a fail-closed sign-off gate, cashflow planning, market research, and the provider paperwork.
Can Avagance write in our own Word templates?
Yes. Drafting in your firm's own template and tone is table stakes, and you should test it on a real report with any vendor before signing.
What does Avagance do that Templi doesn't?
An automated Consumer Duty and COBS check, a single fail-closed send-gate with four-eyes sign-off, cashflow planning and market research built in, letter of authority generation and sending, provider form filling, and voice-driven task execution.
Where is Templi strong?
Drafting inside your own Word templates, which firms with a hard-won house style value highly, plus a live Intelliflo connection and responsive founder-led support.
Does either replace our back office?
Neither, and neither should. Both connect to Intelliflo so it stays your system of record while the advice workflow runs on top.
See it against your own stack.
Sign up, and we'll show you how Avagance sits on top of the tools you already run.